INSTALLMENT LOANS THAT WORK
Canada’s most accessible loans
Instant Approval • Safe & Easy • Trusted by Canadians
LOW RATE INSTALLMENT LOANS
That alternative to the old payday loan that you've been waiting for
$100 - $1,500
Flexible loan amounts to suit your needs
1, 2, or 3 Payments
Choose the repayment plan that works for you
Same Low Rate
Your rate stays the same regardless of term
Instant Approval
Get a decision in minutes, not days
At Black Silver Capital, we know how important flexibility is to financial success. We take into consideration all the relevant details of your financial situation to ensure whichever of our repayment plans you choose, we can keep your rate as low as possible. Whether you're borrowing $100 or $1,500, repaying in a single payment or 2 or 3 installments, our advanced algorithm is working out the best rate for your situation.
If you're worried that your credit score may prevent you from having access to our great short-term loans, don't tie yourself in knots over that. A credit score is a result of what happened back some time in the past. This is now and if you can repay a loan today why shouldn't you have the opportunity to deal with the unexpected financial challenges that we all have to cope with from time to time? That's why we look at the big picture of your financial situation.
Our repayment options help you find a solution to your financial challenges that will help keep those rates down. Have a closer look and you'll be pleasantly surprised at how competitive our rates are. People are surprised to discover that often our rates actually beat out what they'd pay one of the major credit cards. You can have access to the funds to make your financial life more pleasant, without excessive fees, as long as you meet the repayment plan you choose in your loan agreement.
Frequently Asked Questions
Installment Plans with Black Silver Capital
Flexible
Different situations need different solutions. Choose from various loan amounts, durations, and repayment plans tailored to your needs.
Credit Score Friendly
We focus on your ability to repay today, not past mistakes. Our advanced algorithm looks at your full financial picture.
Direct Lender
Licensed under federal & provincial regulations. Maximum consumer protection for your peace of mind.
Flexible
That's our touchstone. We know that everyone's situation is different. Sometimes a little different; sometimes a lot. That's why we offer a menu of options in loan amounts, loan durations and repayment plans. All to help tailor your loan to your specific needs.
Don't Feel Defeated by a Credit Score
What we're interested in is your ability to repay. Just because things went badly for you in the past doesn't mean you're not able to repay today. We use our advanced algorithm to take in the whole financial picture of your situation. But of course, we don't want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don't think you'll be able to repay.
Black Silver Capital is a Direct Lender
Only dealing with a direct lender provides you the optimum level of consumer protection. Unfortunately, a lot of those offering you short-term loans online are not direct lenders, so you have to be careful. With Black Silver Capital you can rest assured, we are licensed to operate under both federal and provincial government regulations ensuring your financial safety.
Money That's Minutes Away
You will be amazed at how efficiently we have down the short-term loan process. In the great majority of cases, your loan will be available in just minutes. We have a leading-edge approvals system that you can use from the comfort of your armchair. Once approved, and after signing your electronic contract, you can have up to $1,500 by e-transfer in just 5 minutes.
Completely Transparent
Our Code of Conduct assures you'll experience the most ethical, responsible and transparent loan experience possible. Everything is clearly explained, and your questions are answered when you ask them. Everything you need to pay is clearly explained up front. Our job is to make your life easier.
INSTALLMENT LOANS THAT WORK
Get the financial help you need quickly and securely. Our advanced assessment tools instantly determine your eligibility for up to $1,500.
98%
Approval Rate
5 min
Minute Approval
$1,500
Max Amount
What's the Best Loan for You?
Forget those line‑ups — apply from your couch. Our advanced assessment tools instantly determine your eligibility.
Safe & Secure
Completely confidential and secure, guaranteed! We use the same high security standards as the banks.
Expert Support
Our support staff is always ready to answer any questions and ensure you get the loan you need.
No Hidden Fees
Our lending process has no hidden fees. What you see is what you get. Fully compliant licensed lenders.
Flexibility
Your interest fee is unchanged, whether it's better for you to pay in 1, 2 or 3 equal repayments.
Transparent
No hidden fees. What you see is what you get. That's our promise as fully compliant licensed lenders.
Fast
You'll know instantly when you're approved and choose a repayment schedule of 1, 2 or 3 installments.
Why Choose Black Silver Capital?
Here are the key reasons we're the top choice for responsible lending
No Credit Check Required
A less-than-perfect credit history shouldn't stand in your way. We focus on your current capacity to fulfill repayments rather than past difficulties.
High Approval Rates
Our streamlined process allows you to secure a loan effortlessly from home. Most loans are disbursed within minutes using our cutting‑edge approval system.
Bank‑Level Security
Your data is encrypted with the same 256‑bit technology used by leading financial institutions. Safe and sound.
Exclusive Gold Perks
Loyal clients enjoy preferential rates and faster processing — because you deserve the golden treatment.
4.9 TrustScore
based on 12k+ reviews
Fully Licensed
regulated financial partner
24/7 Support
real people, real fast
We do things differently
Black Silver Capital is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people's lives.
Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we're there to help.
Bad credit isn't a deal breaker
If you're worried about having bad credit, don't let that stop you. It's not the only criteria. We're much more interested in your ability to make your repayments.
Don't worry about documents
It's an easy, real-time, streamlined process. We've already got the necessary evaluation tools. We don't need all those pieces of paper.
Your pre-approval is minutes away
Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There's no stressful waiting for an answer. Every application is reviewed and answered in just minutes.
Transparent costs
We want you to make the best informed judgment for you. All our fees are fully transparent and explained. Plus, we'll answer your questions and provide you the financial planning tools that you need to make the smart choice.
