Maximum charges permitted in Manitoba for payday loan: 14% of the principal. We charge: 14% of the principal. For a $300 loan for 12 days: Total cost for borrowing = $42 Annual Percentage rate = 425.83%


in Winnipeg, Dauphin, Morden, Portage La Prairie, Selkirk, The Pas, Winkler, Steinbach, Thompson.

SHORT TERM LOANS IN CANADA

Canada’s most accessible loans

Instant Approval • Safe & Easy • Trusted by Canadians

$
800
1
New Brunswick
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Short Term Loans

In 5 minutes, get as much as $1,500 straight into your bank account

A short-term loan from Black Silver Capital offers Canadians the kind of financial flexibility and security they need. Often called payday loans, these kinds of lending products provide a lump sum cash payment, which is they repaid (with interest), typically after the borrower’s next pay period. Black Silver Capital has taken this process several steps further and brought short term lending into the 21st century with a fully online, instant, no-hassle lending process.

At Black Silver Capital, you can apply for a flexible cash advance loan entirely online. There are no visits to offices, documents to sign and mail, faxes to send, or other wastes of your time. The application typically takes 5 to 10 minutes to complete online. Once submitted, it goes through an automated decision review, which includes a credit check. But don’t worry if you have bad credit – we don’t reject applications based on credit scores, and you’ll get a fair review like anyone else. After your loan application is approved, you can digitally sign your loan agreement, send it back online, and receive money in your bank account – as quickly as 5 minutes after we receive your signed agreement. And all of this without any physical paperwork or office visits. That’s lending for the way you live today!

Black Silver Capital offers short term loans in Canada for bad credit and good credit customers. With flexible loan options, you can choose multiple repayment plan options, and take out a loan that’s sized to fit your individual needs. And since they are unsecured personal loans, Canadian citizens can use their new-found cash however they see fit. Our goal at Black Silver Capital is to help our customers improve their financial situation and live better lives, by offering high-quality, affordable, and easy-to-obtain short term loans.

Online Payday Loans from Black Silver Capital Offer Flexible Solutions for Quick Cash

Why Flexible Cash Advance Loans from Black Silver Capital are a Smart Choice


Competitive Rates

Black Silver Capital is a fully online lender. This means we can save significantly on overhead compared to traditional lenders. With no branch offices to pay rent and utilities on, and other savings that come from being an entirely digital operation, we can pass those savings on to our customers. This allows our lending rates to be competitive with most other major lenders, and often better than many other short-term lenders in Canada. A full and detailed listing of our latest rates, by province, is available on the Black Silver Capital website at all times, and also fully disclosed as part of the application and loan agreement process.

Convenient Online Application Process

Our digital application process means customers can apply for a cash loan from the comfort of their home or office or on the go. It’s fast and convenient – most customers only need 5 to 10 minutes to complete the application form. We only request basic personal and financial information, to ensure you meet our lending requirements, and to allow us to evaluate your ability to repay your loan. Compared to traditional lending application processes, you save time, money, travel, and hassle.

Flexible Safe Online Loans for Canadians

Our installment loans are highly customizable based on your individual financial needs. They are not a one-size-fits-all option. Our flexible loans can range in amount from $100 to $1,500, have repayment terms of 1, 2, or 3 payment installments, and vary in length based on your payment terms and income/pay period. We want to help you improve your financial situation, and offering flexibility and convenience are both part of our commitment to our customers.

Short Term Emergency Loan Funding For Your Individual Needs

There are no restrictions on how you use your short-term loan proceeds. The best manager of your financial situation is you, after all! Most people tend to use their short-term emergency loans to pay unexpected bills, like car repairs, home repairs, appliance repairs or replacements, and so forth. Still others use our loans as a cash flow management tool, to allow them to pay bills on time until their next pay check or government benefits check arrives. Still others like to use a personal loan from Black Silver Capital to pay for a vacation, buying new home furnishings, or buying holiday presents for their children. Whatever your needs, a loan from Black Silver Capital allows you to manage your finances as you see fit, on your own terms.
If you like to see what is the right amount that you should borrow as a short-term loan.

Bad Credit is OK at Black Silver Capital

One of the biggest reasons to choose Black Silver Capital is that bad credit is OK – we don’t penalize you for having less-than-perfect credit. Our interest rates are fixed, based on the amount you borrow. We don’t charge more to customers with bad credit. Nor do we reject applications based solely on a bad credit score or credit report. All customers who apply for a Black Silver Capital Loan get a fair approval decision, regardless of credit score.

Your Fast and Easy Payday Advance

Black Silver Capital — The hassle-free loan option

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No Document Fatigue

No faxes, letters, or office visits. Streamlined online process.

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Borrow Online & Save

No brick & mortar overhead means better rates for you.

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Flexible Options

Choose loan amounts, durations, and repayment plans.

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Bad Credit? No Problem

We focus on your ability to repay today, not past mistakes.

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Direct Lender

Licensed under federal & provincial regulations.

Fast Approval

Get approved in minutes with funds sent via e-transfer.

No Credit Check | High Approvals

Get up to $1,500 from a safe, trusted, licensed lender. Easy application. Multiple repayments, FAST e-Transfer.

We do things differently

Black Silver Capital is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people's lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we're there to help.

Bad credit isn't a deal breaker

If you're worried about having bad credit, don't let that stop you. It's not the only criteria. We're much more interested in your ability to make your repayments.

Don't worry about documents

It's an easy, real-time, streamlined process. We've already got the necessary evaluation tools. We don't need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There's no stressful waiting for an answer. Every application is reviewed and answered in just minutes.

Transparent costs

We want you to make the best informed judgment for you. All our fees are fully transparent and explained. Plus, we'll answer your questions and provide you the financial planning tools that you need to make the smart choice.

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